Pennsylvania Reserve Studies Under UPCA and the Condo Act
Pennsylvania governs planned communities through UPCA at 68 Pa.C.S. Chapter 51 and condos through Chapter 31. Reserves are required. Studies are not formally mandated by statute.

Pennsylvania Reserve Studies Under UPCA and the Condo Act
Pennsylvania governs planned communities through the Uniform Planned Community Act, known as UPCA and codified at 68 Pa.C.S. Chapter 51. Condominiums fall under the Uniform Condominium Act at 68 Pa.C.S. Chapter 31. Both acts set board fiduciary duties and require reserves consistent with the declaration. Neither imposes a state level reserve study cadence.
What UPCA and the Condo Act actually require
68 Pa.C.S. Chapter 51 sets the planned community framework. Chapter 31 sets the condominium framework. Both acts require board diligence and require disclosure to owners. Reserve study practice is treated as best practice rather than statutory compliance. The Pennsylvania Bureau of Professional and Occupational Affairs licenses community managers.
What good Pennsylvania practice looks like
Four practices distinguish Pennsylvania boards.
First, commission a reserve study every 3 to 5 years.
Second, document reserve decisions in minutes that survive a records request.
Third, separate operating and replacement reserves at the bank.
Fourth, follow CAI Keystone chapter bulletins for legislative and operational updates.
Recent Pennsylvania developments
The Pennsylvania General Assembly has considered condo and HOA reform bills in recent sessions. Boards should track CAI Keystone updates because chapter bulletins publish operational guidance after each session.
What your board should do this quarter
Take three actions.
- If your last reserve study is older than 5 years, contract a new one.
- Confirm operating and reserve accounts are physically separate.
- Read the latest CAI Keystone chapter recap.
This is general information for board members, not legal advice. Consult your attorney for your specific situation.
How Manorway helps
Manorway is an AI assisted executive governance platform that helps Pennsylvania boards keep their reserve work, disclosures, and filings in one audit ready place. The reserve narrative writes itself once your study is loaded. Book a free governance checkup, no strings attached.
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